Pays lifelong income and also gives you access to your money when you need it*.
Provides income payments that can be deferred until later in life.
Pays income and also guarantees* that your initial payment will be left to your heirs.
Choose from payment options, including those that last your lifetime
10 or 20 percent payment increase if you have certain health conditions such as cancer, diabetes, heart disease, stroke, etc.
Defer income payments 2 to 40 years in the future
A safe place for your money with a guarantee that it could be left to your heirs and provides the ability to receive reliable income payments
Receive larger payouts without increasing your premium (if you have certain health conditions)
Optional benefits that can be tailored to meet your needs, including a cost-of-living adjustment option
Acts as a substitute to an employer sponsored pension plan
Receive income payments at a rate competitive with the interest rate on CDs or our fixed deferred annuities
Cost-of-living adjustment option to help you offset inflation
Income payment advance and annual increase options to help you adjust to your changing needs
Deferred Annuities
Ultra AdvantageSM Fixed Index Annuity (FIA)
Bonus Flexible Annuity
Ultra-Secure® Plus
Ultra-Premier℠
Purchased with a single premium. Choose from an annuity term of 5, 7 or 10 years.
Allows flexible contributions. Credits bonus interest in the first year.
Purchased with a single premium. The initial rate is guaranteed for 5 or 7 years.
Purchased with a single premium. The initial rate is guaranteed for 5 or 7 years.
Tax-deferred growth**
Tax-deferred growth**
Tax-deferred growth**
Competitive interest rate guarantee
Potential to earn higher interest when using the market based indexed crediting strategies, backed by the safety of a minimum guaranteed floor of 0% to protect against market downturns.
Additional 1 percent interest rate in the first year
Competitive renewal rates
Tax-deferred growth**
The interest rate for the indexed-based crediting strategies all use an annual point-to-point crediting method and will vary based on the performance of the chosen market index.
Additional 0.15 percent added to interest rate on purchase payment and accumulation values over $50,000
Additional 0.15 percent added to interest rate on purchase payment and accumulation values over $50,000
Competitive renewal rates
A variety of income payout options
A variety of income payout options
A variety of income payout options
A variety of income payout options
A return of premium option
A return of premium option
Ready for the next step?
If annuities seem like a good solution to you, why wait?